A key cornerstone in any business achieving their ‘Life Plan™’, goals and aspirations is to protect these goals so they can still be achieved even if subjected to - loss of key personnel/directors/shareholder/partners, loss of income, long term illness, diagnosis of a specified serious illness or death.

​

Our ‘Life Plan™’ service looks closely at the interaction between business objectives, duration of objectives, savings & investment goals and outcomes of events such as losing income and the effects this could have in achieving aspirations…..

​

Protection or life assurance can be commonly found and used to protect an individuals mortgage, family, income, liabilities, against inheritance tax, funeral planning, medical or health expenses etc.

​

Protection insurance can also be used in business as a means of tax and business planning.  Common solutions we provide for business owners include but not limited to :-

​

• Business Continuity - Generate income or lump sums to replace key people in the event of death, or long term illness.

​

• Partner or Director Protection – generate capital so families can buy out any business ownership and enable all parties minimal disturbance from all angles.

​

• Group benefit schemes for various sections of the workforce.

 

​

There has been much innovation recently in the protection market and Opes™ Financial with whole of market access are able to offer access to as comprehensive and unique products that are available in the market place without compromise.

 

Why not become a client and take advantage of our no cost, no obligation initial review service !